Streamline your business operations by using a single system to manage loan receivables and the funder repayments for those loans.

Customisable security settings keep control of sensitive information and allows you to set the limits of information access.

The Loan Management System comes with the added advantage and security of around the clock customer support services. Support agreements can be tailored to suit your business operations.

The Loan Management System (LMS) is a unique software solution designed for the complex task of managing loan receivables and loan funding. Based on the core strengths of the well known broking software F.B.I.M.S (also provided by Guarde Software), the LMS provides the tools necessary to manage a funding business.

Key features of the LMS are its entity management, contract management, payment collection, financier remittance facility and extensive reporting. In addition to these features, the LMS has the ability to manage contracts before settlement and provide calculations and reports required to settle.

The LMS manages information for a wide variety of entity types which are commonly dealt with in a funding business for instance, investors, accountants, solicitors, introducers, financiers, etc. Each entity type can be managed and a history with that entity recorded. In the case of financiers, a complete list of payments made and future repayments can be seen at a glance. Just one example of the entity management capabilities of the LMS.

The ability to properly and efficiently manage loans (referred to in the LMS as Contracts) is the key to any successful operation. The LMS provides ample tools for this job. Payment records, loan balances, arrears, automated letter generation and amortisation schedules are just the beginning of a system which has been developed to simplify ordinarily difficult processes.

An essential element to loan management is the collection of, and accounting for payments. To reduce complications and add efficiency, the LMS has a direct debit facility allowing for direct debit files to the made and sent to your direct debit processor. This has also been expanded to include direct credit functionality. The LMS has been in use for over a decade and continually improved on in that time. The LMS can almost certainly assist.

Financing loans adds another, yet unavoidable complexity to any funding business. To counter this, the LMS has a myriad of features to reduce the complex nature of third party payments and reporting. The LMS even allows for full or partial funding to multiple financiers for all or part of a loan term.

There are in excess of 30 reports, most of which are customisable in the LMS. Arrears reports, optimum monthly cash flow, expected financier payment reports, original or current amortisation schedules and portfolio summary reports are just the tip of the iceberg.

A point of note is that since 2005, PROFLOAN has been purchased by Guarde Software and has been integrated with the LMS loan calculator allowing ease of calculation for complex loans. Multi draw down, interest only period, staggered repayment, periodical repayment, variable interest loans plus many other variations are all capably handled by the LMS.